Maruf, it has been my absolute pleasure to share so many joyful memories with you, both at work and outside work. Memories that I still cherish to this day and I will always keep with me. Same goes to your many NY quotes that I try to re-enact from time to time. You were a hard working, passionate colleague with strong moral principles but most importantly a dear friend, able to conquer anyone with your enthusiasm, sense of humour, and generosity. I am sure I speak for many of us when I say that our time at Deutsche would not have been the same without you. We had a great time together, I feel very lucky I met you. My deepest condolences go to your family, it was too soon and makes me so sad. Wherever you are, I am sure you are having a great time buddy.